THE ENGINE

One engine. Two verticals.

Extract

Provenance

Cite or abstain

Score

Sign-off

Render

E-23 field registry

Model documentation: policies, inventories, validation reports

Model identifier and owner
Business use and materiality
Validation status
Data lineage

Model-inventory register, risk scoresheet, evidence-PDF appendix, sign-off page

Mechanism diagram, not a product screen

The engine is the part that never changes: extraction, provenance, cite-or-abstain, risk scoring, human sign-off, evidence rendering. The registry is the part fitted to your world. Switch verticals below and watch what changes and what does not.

The engine, the registries, and the method carry between engagements. Your corpus, your configuration, and the fitted last mile are rebuilt for each client.

THE PACKS

What each pack is, plainly.

E-23 Evidence Pack

Small Canadian FRFIs: banks, trust and loan companies, monoline lenders

VALUE: OSFI E-23 takes force May 1, 2027. This pack produces the model-inventory evidence an examiner would ask for, before they ask.
MECHANISM: The engine runs over your model documents, inside your environment, against the E-23 field registry.
DELIVERABLE: A model-inventory register, a risk scoresheet, an evidence-PDF appendix, and a recorded human sign-off.
WHERE IT STANDS: Where this stands today: an early-stage field registry, a frozen demo corpus, a working demo in progress. No client engagements delivered yet.

RIBO Responsible-AI Pack

Ontario insurance brokerages (RIBO-licensed)

VALUE: Your E&O renewal and your regulator both now ask how AI is used and governed. This pack answers with evidence instead of assurances.
MECHANISM: The same engine, run over your actual usage evidence, against the RIBO clause registry.
DELIVERABLE: A vetting record, an acceptable-use policy, gap flags, and an auditor-ready PDF with sign-off.
WHERE IT STANDS: Where this stands today: clause registry drafted, engine shared with the E-23 pack, earlier stage. Scoping conversations welcome now.

OSFI-regulated insurers: public-data offerings only at this time. Ask and we will say the same thing in person.

A REAL EXCERPT

From a real internal review, redacted.

This is how the method reads when applied to our own product decisions. Names and numbers are redacted; the reasoning is not.

23 agents · 12 ideas · 2 killed

Each idea faced a hostile analyst with live web research, then an independent auditor challenging its confidence score.

01

Automated Skepticism

agent-verification harness

45%

SERVICE → PRODUCT

PRICING

Fixed price, scoped up front.

Every pack is scoped and priced as a fixed engagement before work starts. No meter, no discovery retainer that becomes the project. Specific numbers belong in the scoped conversation; the shape you can rely on now: one price, one deliverable, one sign-off.